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Affordable Housing Clients

SPHA's Affordable Housing Program is a great low-cost option for the general public. The purpose of this housing program is to help families who may fall between the cracks of having too much income to qualify for subsidized housing programs (Housing Choice Vouchers/Section 8 and Public Housing) and income too low to afford higher market rents in the St. Petersburg area.  

The apartment complexes in our Affordable Housing portfolio are owned and operated by the SPHA or our non-profit arm, RISE Development Corporation, with no reliance on federal funding. Rents are set at below market rates to make the apartments affordable for working families, and certain income restrictions apply. 

If you live in one of SPHA’s Affordable Housing properties, you can find answers to your questions here.


  • What is the Affordable Housing Program?

  • What income restrictions apply?

    • Income restrictions are:
      Saratoga Apartment: 80% AMI at move in, not to exceed 120% AMI during tenancy

      Palm Bayou Apartments: 140% AMI 

      The Affordable Housing Program provides housing options for families whose income is too high to qualify for federally subsidized housing programs, but who struggle to afford market-rate apartments. 

  • How do I apply?

    • When Affordable Housing units become available, printable applications will be posted on this website. A low, non-refundable application fee of $50.00 must accompany a completed application. Applications, with the fee, may be mailed or delivered to: SPHA; Disston Place Management Office; 3940 55th Street North; St. Petersburg, FL 33709


  • If I have a housing Choice Voucher (Section 8), can I aply for an Affordable Housing unit?
  • I have submitted an application for an Affordable Housing property, but how can I find my application status? 

    • If you have a pending application for an Affordable Housing unit, please understand that SPHA staff are not able to provide application status updates over the phone or on social media. We will provide application status in writing only, in order to properly document the file.  


      If you have additional questions, please call the property management team at 727-323-3171 or email us at  


Paying Rent

Rent is due on the first of each month. If your rent payment is not received by the fifth of the month, a late fee will be due. SPHA offers many convenient ways to pay rent:

  • Residents can choose to complete an automatic withdrawal authorization at the Property Management Office to have their rent deducted from a bank account or charged to a credit card every month.
  • Residents may also mail payments to the St. Petersburg Housing Authority, P.O. Box 22949, St. Petersburg, FL 33742. Payments must be received by the 5th of the month to avoid late fees.

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