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Affordable Housing Clients

SPHA's Affordable Housing program is a great low-cost option for the general public. The apartment complexes in our Affordable Housing portfolio are owned by the St. Petersburg Housing Authority (SPHA) or our non-profit arm, RISE Development Corporation, with no reliance on federal funding. Residents do not receive housing subsidies and rents are affordably priced. Applicants are subject to certain income restrictions.

If you live in one of SPHA’s Affordable Housing properties, you can find answers to your questions here.


  • What is the Affordable Housing Program?

    • SPHA owns and operates 2 developments without HUD subsidy. Rents are set a below market rates to make the apartments affordable for working families who do not have access to Housing Choice Vouchers or Public Housing-subsidized housing. Certain income restrictions apply.

  • What income restrictions apply?

    • SPHA's Affordable Housing has income limits to allow families who may fall between the cracks of having too much income to qualify for subsidized housing, and income too low to afford higher market rents in the St. Petersburg area. Income restrictions are:

      Saratoga Apartment: 80% AMI at move in, not to exceed 120% AMI during tenancy
      Palm Bayou Apartments: 140% AMI

  • How do I apply?

    • SPHA is not currently accepting applications for Affordable Housing units. However, when units become available, printable applications will be posted here. A low, non-refundable application fee of $25.00 must accompany a completed application. Applications, with the fee, may be mailed or delivered to: SPHA; Disston Place Management Office; 3940 55th Street North; St. Petersburg, FL 33709. 

Paying Rent

Rent is due on the first of each month. If your rent payment is not received by the fifth of the month, a late fee will be due. SPHA offers many convenient ways to pay rent:

  • Residents can choose to complete an automatic withdrawal authorization at the Property Management Office to have their rent deducted from a bank account or charged to a credit card every month.
  • Rent payments can be made in person at the Property Management Office at Disston Place Apartments, 3940 55th Street North, St. Petersburg, Florida
  • Residents may also mail payments to the St. Petersburg Housing Authority, P.O. Box 22949, St. Petersburg, FL 33742. Payments must be received by the 5th of the month to avoid late fees.

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