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As the leading provider of affordable housing in St. Petersburg, SPHA operates three major housing programs and serves approximately 4,000 households. On this page, you can learn more about our housing programs and related services:

  • Affordable Housing - SPHA's Affordable Housing Program is a great low-cost option for the general public. The purpose of this housing program is to help families who may fall between the cracks of having too much income to qualify for subsidized housing programs (Housing Choice Vouchers/Section 8 and Public Housing) and income too low to afford higher market rents in the St. Petersburg area.

    The apartment complexes in our Affordable Housing portfolio are owned and operated by the SPHA or our non-profit arm, RISE Development Corporation, with no reliance on federal funding. Rents are set at below market rates to make the apartments affordable for working families, and certain income restrictions apply.

  • Public Housing - Established by the federal government to provide decent, safe and sanitary rental housing for eligible low-income families, the elderly and persons with special needs, Public Housing is an option for those with incomes up to 80 percent of the Area Median Income (AMI). SPHA owns and operates the Public Housing properties in our portfolio, and the federal government provides funding through subsidies. Public housing tenants typically pay 30 percent of their adjusted monthly income for rent.

  • Housing Choice Vouchers - The Housing Choice Voucher (HCV) program, also known as Section 8, was created by Congress in 1974. It is the largest affordable housing program in the United States and is funded by the U.S. Department of Housing and Urban Development (HUD). The HCV / Section 8 program provides rental assistance to families, the elderly and persons with special needs who have incomes up to 80 percent of the AMI.

    Vouchers enable participants to receive a subsidy, while leasing from their choice of landlords in the private market. The rental assistance is designed so that families are not forced to spend an unreasonable portion of the monthly income on shelter. Section 8 tenants typically pay 30 percent of their monthly income for rent. The HCV / Section 8 program also allows families the flexibility to select the community or neighborhood in which they live, and vouchers can move with the tenant (portable). 

SPHA also offers programs to help house families in need and to provide our clients with a path that leads beyond affordable housing and into independence, including homeownership:

Additional resources can be found at: